Covering the Cost of Treatment
At the East Sacramento Concierge, we realize that not everyone has the financial means readily available for a long-term treatment plan. We also know that in general insurance companies don’t cover healthcare costs for integrative treatments received from non-participating medical providers. We want you to know that there is plenty of financial help for patients seeking treatment. You still have the option to choose the treatment that resonates with you.
Below is a list of financial resources that may help to fund your healing journey. If you have any questions regarding insurance coverage or financial assistance, please do not hesitate to call us. We are here and happy to help!
As the East Sacramento Concierge has opted out of medicare and is non-participating with all insurance companies, patients will be required to pay in full upfront for treatment. To learn more please visit our Insurance Billing Policy.
East Sacramento Concierge works with an outside biller called Medical Bill Gurus who can assist our patients with PPO plans, after the initial consultation, to try and obtain additional coverage.
Medical Bill Gurus is a 3rd party medical billing company and patient advocacy service that specializes in helping patients secure insurance reimbursements for treatments received at non-participating medical providers. *Note you will still need to pay the center upfront for services. This 3rd party service is only to help secure a partial reimbursement for your out-of-pocket costs for treatments. **Reimbursements from insurance are not guaranteed.
To qualify for insurance reimbursements, patients will need to have a private PPO insurance policy with qualifying out-of-network coverage that is provided through an employer, health sharing, or other group entity administered insurance plan. Unfortunately, patients with Medicare, Medicaid, or HMO insurance plans would not qualify for insurance reimbursements.
Since the Affordable Care Act, there have been a lot of changes in the healthcare industry. As a result, many Christian organizations have looked for ways to give people control of their healthcare choices again. Several non-insurance health-share companies have developed to provide members with the ability to seek the care they desire. If you’re already a member of a health-share program, please reach out to them to discuss your coverage options.
- Medi-Share (866)606-7390
- Christian HealthCare (800)772-5623
- Samaritan Ministries samaritanministries.org
FUNDRAISING & DONATIONS
Fundraising can be a great option for those who cannot cover the cost of their treatment out of pocket. We have seen family, friends, and entire communities come together to support patients.
Personal crowdfunding websites like GoFundMe are a great tool for raising money. Several site users successfully fund medical expenses, from personalized medical services to heart transplants. If you need help funding medical costs for yourself or someone you care about, learn more about medical fundraising here
Life Credit Company
Life Credit Company (LCC) offers financial medical support through an innovative program that allows East Sacramento Concierge patients diagnosed with a condition to qualify for a loan against their life insurance policy.
Here’s how it works:
Through LCC’s Living Benefit program, you can receive a cash advance of up to 50 percent of your life insurance policy’s death benefit while still preserving coverage for your family. This program is designed to assist with treatment expenses such as travel, co-pays, and out-of-network prescriptions. The funds may also be used to replace the lost income and to consolidate debt.
- Keep your policy. Retain part of your life insurance policy for your family’s protection.
- No loan payments. You will never be required to make loan payments of any kind.
- No more premiums. Life Credit will pay all of your life insurance policy’s future premiums.
- Fast Approval. Loans are typically approved in three days from receipt of application.
- No credit checks. You will never be declined due to poor credit or lack of income.
Life Credit Company works with all types of life insurance policies above $75,000 (including group and term). For more information on this program, please contact Life Credit at 888-274-1777 or go to LifeCreditCompany.com